* {
	margin:0;
	padding:0;
	list-style:none;
}
html{
	overflow-y:scroll;
}
html, body {
	color:#3F4A82;
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	background:#3F4982 url(../images/bg.gif) repeat-x;
}
.clear {
	clear:both;
}
img {
	border:0px;
}
a {
	outline: none;
}
a:link, a:visited, a:active {
	color:#3F4A82;
	font-weight:bold;
	text-decoration:none;
}
a:hover {
	color:#3F4A82;
	text-decoration:underline;
}
p, h1, h2, h3, h4, h5, h6 {
	margin:0;
	padding:0;
	padding:0 0 10px 0;
}
h1 {
	color:#3F4A82;
	font-size:26px;
}
h2 {
	color:#3F4A82;
	font-size:14px;
}
h3 {
}
h4 {
}
.small {
	font-size:10px;
}
.middle {
	width:950px;
	margin:0 auto;
}
#wrapper {
	margin:0 auto;
}
#nav {
	width:936px;
	margin:0 auto;
}
#header {
}
#main {
	background:#fff url(../images/main_bg.gif) repeat-x;
	padding:0 0 10px;
}
#home_banner {
	height:247px;
	width:467px;
	color:#3F4A82;
	padding:15px 440px 10px 20px;
	background:url(../images/home_banner_bg.jpg);
	margin:0 auto;
	position:relative;
}
#home_banner h2 {
	padding-top:30px;
}
#home_banner ul {
	margin-left:20px;
	padding-bottom:10px;
	font-size:14px;
}
#home_banner ul li {
	list-style:disc;
}
#home_banner #big_butts {
	width:396px;
	top:-8px;
	right:12px;
	position:absolute;
}
#who_can_apply_approval {
	height:203px;
	width:667px;
	padding:35px 70px 20px 190px;
	background:url(../images/who_can_apply_approval_bg.jpg);
	color:#fff;
	font-size:14px;
	margin:0 auto;
}
#who_can_apply_approval h1 {
	color:#ffb947;
}
#who_can_apply_approval ul {
	width:300px;
	margin:0 30px 0 0;
	text-align:justify;
	float:left;
}
#who_can_apply_approval ul li {
  line-height: 18px;
  list-style-image: url('../images/who_can_apply_bull.gif');
}
#content {
	width:927px;
	margin:0 auto;
	position:relative;
}
#content #pic {
	top:0;
	right:2px;
	position:absolute;
}
#content #title {
	height:71px;
	line-height:71px;
	padding:0 0 0 70px;
	background:url(../images/title_bg.gif);
	color:#3f4982;
	font-weight:bold;
	font-size:24px;
}
#content #txt {
	min-height:250px;
	height:auto !important;
	height:250px;
	padding:20px 300px 10px 20px;
	background:url(../images/txt_bg.gif) repeat-x;
	border-left:2px solid #9c9ee2;
	border-right:2px solid #9c9ee2;
}
#content #ftr {
	height:17px;
	background:url(../images/ftr_bg.gif);
}

#txt ul
{
  list-style-type: circle;
}
#bottom {
	width:927px;
	margin:14px auto 0;
}
h1#definitions_title{
	height:58px;
	line-height:58px;
	padding:0 0 0 70px;
	background:url(../images/definitions_title_bg.gif);
	color:#ffb947;
	font-weight:bold;
	font-size:24px;
}
#bottom #ads {
	width:397px;
	top:30px;
	right:14px;
	position:absolute;
}
#bottom #txt {
	height:306px;
	padding:20px 450px 10px 20px;
	background:url(../images/definitions_bg.gif) repeat-x;
	border-left:2px solid #9c9ee2;
	border-right:2px solid #9c9ee2;
	position:relative;
}
#bottom ul {
	width:200px;
	font-weight:bold;
	margin:0 0 0 20px;
	float:left;
}
#bottom ul li{
	list-style:disc;
}
#bottom #ftr {
	height:17px;
	background:url(../images/definitions_ftr_bg.gif);
}
#how_we_deal {
	color:#fff;
	padding:10px 0 0 90px;
	background:#3f4982 url(../images/bottom_bg.gif) no-repeat;
}
#how_we_deal h1, #how_we_deal h3 {
	color:#ffb947;
}
#app_form{
	width:535px;
	height:98px;
	padding:19px 0 0 33px;
	margin:10px auto;
	background:url(../images/app_form_bg.gif);
}
#footer {
	height:99px;
	padding:15px 0 0;
	color:#fff;
	font-size:10px;
	text-align:center;
	background:url(../images/footer_bg.gif) repeat-x;
}
dl#faqs {
}
dl#faqs dt {
	cursor:pointer;
	font-weight:bold;
	padding:5px 0;
}
dl#faqs dd {
}
dl#faqs dd ul {
	margin:10px 0;
}
dl#faqs dd ul li {
	margin:0 20px;
	list-style:disc;
}
#log_in label{
	width:80px;
	margin:7px 0 0 0;
	float:left;
}
#log_in input {
	margin:2px 0;
}
#footer a {
	color:#fff;
}

#checklist ul li
{
  line-height: 20px;
  list-style-type: circle;
  list-style-position: outside;
}
#checklist ul
{
  padding-left: 20px;
}